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Welcome to the U.S. Bank overdraft settlement support website.  This website has been established to provide class members with important information regarding a $55 million Settlement that has been reached in a class action about the order in which U.S. Bank posted Debit Card Transactions to customer accounts, and the alleged effect the posting order had on the number of Overdraft Fees charged to account holders.  U.S. Bank maintains that there was nothing wrong about the posting process used and that it has not violated any laws.

Settlement Update: September 12, 2014

On January 6, 2014, the Court granted Final Approval to the Settlement, and on January 15, 2014, the Court entered Final Judgment.  On January 30, 2014, a timely notice of appeal was filed.  Therefore, the Effective Date was no longer the previously-referenced February 24, 2014.  On June 24, 2014, the Court issued an Order dismissing the appeal, and the Effective Date is therefore July 1, 2014.

Distributions are scheduled to commence September 15th, 2014.  For current account holders, account credit will be applied starting the week of  September 15th, 2014 and continue through September 29th, 2014.  For former account holders, postcard checks will be mailed during the week of September 22nd, 2014.  Details regarding distribution may be found in the Frequently Asked Questions section of this website.

United States District Court For The Southern District Of Florida 

If You Paid Overdraft Fees to U.S. Bank,

You May be Eligible for a Payment from a Class Action Settlement.

A federal court authorized this notice.  This is not a solicitation from a lawyer.

·  A $55 million Settlement has been reached in several class action lawsuits about the order in which U.S. Bank National Association (“U.S. Bank”) posted debit card transactions to consumer deposit accounts, and the effect the posting order had on the number of overdraft fees the bank charged its account holders.  U.S. Bank maintains there was nothing wrong about the posting process used.  The Court has not decided which side is right.
·  Current and former holders of U.S. Bank consumer deposit accounts may be eligible for a payment from the Settlement Fund. 

·  The Settlement offers payments to current and former U.S. Bank customers who paid overdraft fees as a result of U.S. Bank posting debit card transactions in order from highest to lowest dollar amount during the Class Period applicable to the states in which customers opened their U.S. Bank deposit accounts.
·  Your legal rights are affected whether you act or don’t act.  Please read this notice carefully.

Summary of Your Legal Rights and Options in This Settlement

Get a Payment Automatically

If you are eligible for a payment based on overdraft fees charged during the applicable Class Period, you do not have to do anything to receive a payment.  Your payment will be made automatically by either mailed check or electronic payment to your U.S. Bank account if the Court approves the Settlement and it becomes final.

Exclude Yourself

Get no benefits from the Settlement.  This is the only option that allows you to participate in any other lawsuit against U.S. Bank about the claims in this case.


Write to the Court if you don’t like the Settlement.

Go to a Hearing

Ask to speak in Court about the fairness of the Settlement.

Do Nothing

You will still receive any automatic payment to which you are entitled, and you will give up your right to participate in further litigation against U.S. Bank about the claims in this case.


·  These rights and options—and the deadlines to exercise them—are explained in the Notice.

·  The Court in charge of this case still has to decide whether to approve the Settlement.  If it does, and any appeals are resolved, benefits will be distributed to those who qualify.  Please be patient.

The information on this page is only a short summary of your rights and options. For more detailed information about your rights and options, please review the Notice. You may also review the Settlement Agreement, which provides comprehensive information about the Settlement Class Members' rights and options.


Please do not contact either U.S. Bank or the Court with questions about this Settlement.  Any and all callers will be directed to this website.  If you have questions, please refer to the FAQs and other information posted here, or contact the Settlement Administrator by calling 1-888-398-8207 or writing to U.S. Bank Overdraft Settlement, P.O. Box 2961, Faribault, MN  55021-2961.

This site is not operated by U.S. Bank.  This class action Settlement is supervised by the Court and is administered by an administration firm that handles all aspects of claims processing.  U.S. Bank is not authorized to respond to questions from members of the Settlement Class regarding the Settlement.

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